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43 schemes

Emergency Credit Line Guarantee Scheme (ECLGS) 5.0

The Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 provides 100% credit guarantee coverage for MSMEs and 90% for non-MSMEs and the airline sector on additional credit facilities. It aims to help businesses tide over short-term liquidity mismatches arising from the West Asia crisis. The scheme is operative until March 31, 2027, or until the total guarantee limit of ₹2,55,000 crore is reached.

Incentive

100% guarantee cover for MSMEs, 90% for non-MSMEs and Airlines; Interest capped at 9% p.a. for Banks/FIs and 13% p.a. for NBFCs; Tenor of 5 years (MSMEs) or 7 years (Airlines); Guarantee fee Nil; Processing fee Nil

Department of Financial Services (DFS), Ministry of Finance, Government of India· Up to ₹255000 CrActive

MSME Scheme

MSME CHAMPIONS Scheme

The CHAMPIONS portal is a unified single-window platform launched by the Ministry of MSME to assist, handhold, and resolve grievances for MSMEs across India. It utilizes AI and ML to route complaints, provide advisory services in finance, marketing, and technology, and facilitate access to central and state schemes. The platform operates through 69 control rooms and supports 11 regional languages.

Incentive

Grievance redressal & handholding (ongoing); Delayed payment dispute resolution with 3x bank rate interest; Access to RAMP, LEAN, ZED, and MSME Innovative sub-schemes; Subordinate Debt & ECLGS credit support

Ministry of Micro, Small and Medium Enterprises, Government of IndiaActive

MSME Scheme

National Scheduled Caste and Scheduled Tribe Hub (NSSH) Scheme 2025

The National SC-ST Hub (NSSH) Scheme targets SC/ST owned Micro and Small Enterprises to enhance their capacity and promote public procurement participation. Key incentives include a 25% Special Credit Linked Capital Subsidy (SCLCSS) up to Rs. 25 Lakh, various competitiveness reimbursements, and marketing assistance. The scheme is operative till March 31, 2026, with a total outlay of Rs. 588 crore.

Incentive

SCLCSS Capital subsidy 25% (cap Rs. 25 lakh); Bank loan processing fee reimbursement 80% (cap Rs. 1 lakh); PBG charges reimbursement 80% (cap Rs. 1 lakh); Testing fee reimbursement 80% (cap Rs. 1 lakh); Export council membership reimbursement 80% (cap Rs. 20,000); NIRF course fee reimbursement 90% (cap Rs. 1 lakh); E-commerce membership reimbursement 80% (cap Rs. 25,000); SMAS international exhibition support up to Rs. 3 lakh; Toolkit assistance up to Rs. 50,000

Ministry of Micro, Small and Medium Enterprises, Government of India· Up to ₹25 LActive

MSME Scheme

Trade Related Entrepreneurship Assistance and Development (TREAD) Scheme for Women

The TREAD scheme is a central government initiative designed to economically empower poor, illiterate, and semi-literate women in rural and urban areas. It provides a credit-linked Government grant of up to 30% of the project cost, with the remaining 70% provided as a loan through approved lending institutions. The scheme is routed through experienced NGOs, which also receive grant assistance for capacity building, training, and counseling.

Incentive

Government grant up to 30% of total project cost; remaining 70% as loan assistance; Training grant up to ₹1.00 lakh per programme; Need-based grant up to ₹5.00 lakhs for research/surveys

Office of the Development Commissioner (MSME), Ministry of Micro, Small and Medium Enterprises, Government of IndiaActive

MSME Scheme

Scheme of Fund for Regeneration of Traditional Industries (SFURTI)

SFURTI is a central government cluster development scheme that organizes traditional industries and artisans into competitive collectives. It provides financial assistance of up to ₹500 lakhs for setting up common production facilities, raw material banks, and soft interventions like skill training, design support, and market linkages.

Incentive

Grant up to ₹250 lakhs for clusters up to 500 artisans; Grant up to ₹500 lakhs for clusters with >500 artisans; Soft interventions up to ₹25 lakhs

Ministry of Micro, Small and Medium Enterprises, Government of India· Up to ₹5 CrActive

MSME Scheme

Micro & Small Enterprises - Cluster Development Programme (MSE-CDP)

A flagship central scheme by the Ministry of MSME to enhance the productivity, competitiveness, and capacity of Micro and Small Enterprises (MSEs). It provides financial assistance (grants) of 60% to 90% for setting up Common Facility Centres (CFCs) up to Rs. 20 crore, and Infrastructure Development projects up to Rs. 15 crore.

Incentive

GoI grant of 70%–90% for CFCs (max project cost ₹20 Cr); GoI grant of 60%–80% for Infrastructure Development (max ₹10–15 Cr); GoI grant of 60%–80% for Marketing Hubs (max ₹10 Cr); up to ₹10 Lakhs for Thematic Interventions; up to ₹5 Cr for State Innovative Cluster Co-funding.

Ministry of Micro, Small and Medium Enterprises, Government of India· Up to ₹18 CrActive

MSME Scheme

A Scheme for Promotion of Innovation, Rural Industry & Entrepreneurship (ASPIRE)

A central government scheme by the Ministry of MSME to set up Livelihood Business Incubators (LBIs) and manage a Fund of Funds for promoting entrepreneurship in agro-rural sectors. It offers up to 100% grant (max ₹100 lakhs) for plant and machinery to government agencies, 75% grant (max ₹75 lakhs) to private entities, and up to ₹100 lakhs for operational expenses.

Incentive

LBI Plant & Machinery Grant: 100% up to ₹100 Lakhs (Govt) / 75% up to ₹75 Lakhs (Private); LBI Opex Grant: Up to ₹100 Lakhs; Mentor Institute Fee: 5% of project cost; Fund of Funds: Up to ₹30 Crore per VCF

Ministry of Micro, Small and Medium Enterprises (ARI Division), Government of India· Up to ₹2 CrActive

MSME Scheme

Startup India Seed Fund Scheme (SISFS)

The Startup India Seed Fund Scheme (SISFS) provides financial assistance of up to ₹20 Lakhs as a grant for Proof of Concept and prototyping, and up to ₹50 Lakhs as debt/convertible debentures for market entry and commercialization. It targets DPIIT-recognized startups incorporated within 2 years, disbursed through selected incubators across India with a total corpus of ₹945 Crore.

Incentive

Grant up to ₹20 Lakhs for Proof of Concept/prototyping; Debt/convertible debentures up to ₹50 Lakhs for market entry/commercialization; Incubator grant up to ₹500 Lakhs

Department for Promotion of Industry and Internal Trade, Ministry of Commerce and Industry, Government of India· Up to ₹50 LActive

MSME Scheme

Mutual Credit Guarantee Scheme for MSMEs (MCGS-MSME)

A central credit guarantee scheme providing up to 60% to 75% guarantee cover on term loans up to ₹100 crore for MSMEs purchasing equipment and machinery. Managed by NCGTC, the scheme offers reduced guarantee fees and upfront contributions for well-run exporter MSMEs over a validity period of up to 10 years.

Incentive

Guarantee cover of 60% for General MSMEs (loans up to ₹100 Cr) and 75% for Exporter MSMEs (loans up to ₹20 Cr); Guarantee fee Nil in year 1, then 1.5% reducing to 1% for General, and 0.5% for Exporters

Department of Financial Services (DFS), Ministry of Finance, Government of India· Up to ₹60 CrActive

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